Accidental Disability benefit

Our Accidental Disability benefit pays out should the insured suffer a total or irreversible disability solely as a result of an accident. In other words, as a result of an external, unexpected or violent event.

The benefit covers the insured against the loss of use of limbs; loss of sight, hearing and speech; traumatic brain and spinal injuries; and major burns to the body, as well as their inability to perform 2 or more daily activities.

Our Accidental Disability benefit:

  • Is cost effective
  • Has limited underwriting
  • Only has 1 exclusion
  • Has no waiting period
  • Pays out a percentage of the benefit amount, subject to the maximum amount payable for that event
  • Offers maximum cover of R5 million