Comprehensive Impairment benefit

Our Comprehensive Impairment benefit covers an extensive range of specific, permanent conditions as a result of sickness, injury, disease, illness or a surgical operation.

These include the loss of use of limbs; loss of hearing, sight or speech; traumatic head injuries; permanent mental or cognitive impairment; and the inability to perform 2 or more daily activities.

The benefit also covers specific respiratory, digestive, musculoskeletal, nervous, cardiovascular, and endocrine/urological/renal system conditions; cancer; mental and behavioural disorders; and advanced AIDS.

Plus, if only a partial payment is made, the balance of the benefit amount remains intact for future claims.

Our Comprehensive Impairment benefit:

  • Has no waiting period
  • Only has 1 exclusion
  • Offers maximum cover of R10 million