Specialist benefits

Specialist benefits are those products that generally fall outside the normal range of benefits we offer. So, for example, they can provide cover to clients either immediately without the need for medicals in the first three months; or to those who may not be able to get standard underwriting terms due to complex medical impairments; or those looking for some kind of financial protection in old age.

We offer 4 specialist benefits:

• Swiftnsure
• Long Term Care
• HIV positive application
• Deferred Life

Benefits in this range: